What Happens If I Don't Pay My Water Bill?

In 2009, Milwaukee saw a 15.5 percent increase in the number of delinquent water bills, despite the fact they are usually cheap -- around $50, according to the Milwaukee-Wisconsin Journal Sentinel.

Identification

If you stop paying your utility bills, the service provider eventually shuts off your service, according to Credit.com. Most of the time, however, you will get penalties or letters warning of potential service disruption, because shutting off water could prove dangerous.

Effects

If you stopped paying the water bill, your account may go to collections if your provider believes it cannot collect on the debt, according to MSN Money Central. Usually this happens only if you are 90 days or more delinquent. This will go on your credit report and hurt your chances of obtaining future lines of credit.

Considerations

Eventually, someone will have to pay your water bill. The water company may put a lien on your house until you pay. If you face foreclosure, the next buyer will pay the bill.

References

• Milwaukee-Wisconsin Journal Sentinel: More fall behind on water bills
• Credit.com: Ask John: Why don't I get credit for paying my utilities on time?
• MSN Money Central: How to not pay your bills
• "Foreclosure Self-Defense For Dummies; Ralph R. Roberts, Lois Maljak, Paul Doroh, Joe Kraynak; 2008