The Right to Recover Medical Bills After a Car Accident
Insurance covers medical bills for diagnosing and treating injuries caused by an auto accident. Pain and suffering may be covered, depending on state laws and whether the injured party was drunk or insured at the time.
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Who Can Be Sued
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The person at fault in an accident must pay the medical bills of those injured. If someone wrecks a borrowed car, both the driver and the car's owner can be sued to recover medical bills. If the driver of a business vehicle is responsible for a crash, injured parties can sue both the driver and the business that owns the vehicle.
Passengers
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According to "How to Win Your Personal Injury Claim" by Joseph Matthews, passengers injured in an accident can file injury claims against the insurance policies of both drivers. If a driver has a single car accident, the passenger can file a claim against the driver's insurance policy.
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Covered Medical Bills
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In California, uninsured drivers can recover payment for medical bills, but they cannot collect awards for pain or suffering. Pain and suffering awards are capped in many states, but proof must be provided in all cases in order to collect.
Limits on Recovery
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Injured parties cannot sue relatives they live with according to "How to Win Your Personal Injury Claim" by Joseph Matthews. Minor drivers cannot be sued, but medical costs can be recovered from their parents' insurance.
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References
Resources
- Photo Credit Wreck image by Mads Blumensaat from Fotolia.com
