How do I Purchase Mobile Homes in Georgia?
Once you have negotiated a purchase price for a mobile home, either from the dealer or individual seller, certain forms will be needed by the county and state in order to transfer ownership of the home and in order to move it to the new location.
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Location, location, location
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If you know the location for your new home, contact the Tax Assessor for that county regarding the fees and forms required and to check if any taxes are due and payable at that time. Most counties require a certain HUD rating for homes located near the coast and a different rating for homes inland.
Transferring Ownership
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Once you decide on the location, the next step is to complete the required documentation for ownership of the home to be transferred to you. This is accomplished by completing both the Bill of Sale and an Application for Title forms. The Bill of Sale is completed and signed by the buyer and seller. This form proves the ownership has been transferred.
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Application for Title/Tag
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The Application for Title/Tag is completed by the buyer and the cost for the title fee is paid to the Georgia Department of Revenue/ Motor Vehicle Division. The amount due depends upon the size of the home and if a title/tag has been applied but not received in the past.. An additional tag is required for each section of a mobile home, i.e. a double-wide has two tags and a triple wide has three tags.
Insurance protection
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Insurance will be needed to protect the investment for the buyer. Mobile home hazard insurance can be obtained by most insurance companies including Foremost and should be in the amount to cover the cost of the home and the furnishings/HVAC system attached to the home.
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References
Resources
- Photo Credit mobiles homes 6 image by Marc Rigaud from Fotolia.com
