Car Wash Damage Liability
Car washes are entrusted with some of our most valuable assets. How these businesses handle liability for damages is not only a critical question for members of the industry, but for consumers as well.
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Insurance
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Car washes can obtain specific liability insurance, which pays out damages to people or their vehicles, as a result of their operations. While this insurance is not mandatory for car washes, it may prove the wise decision. Vehicle repairs to expensive car models, or paying for hospital treatments for injured persons, can put enormous financial hardship on any car wash.
Types of Exposure
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Exposure refers to the amount of liability risks that accompany a car wash's business. Owners or operators can manage their exposure through the array of services they offer and through the proactivity of their employees in delivering them. Self-serve washes, where the consumer does most of the work, affords the lowest level of liability exposure to operators. Risks increase in proportion to added services.
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Disclaimers
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Many car wash operators provide disclaimers for their customers. These disclaimers typically deny any liability ensuing from damages that occur to your vehicle, or person, during the use of their facility or through acceptance of their services. It may be possible to find further legal recourse to property damage if you can prove the wash performed with exceptional negligence.
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References
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