How to Buy a Mobile Home in California

Mobile home parks may have rules regarding the sale of mobile homes in the park.

Mobile or manufactured homes are transported in one or more sections and installed with or without a foundation. Mobile homes in California may be purchased new or used and are available in a wide array of sizes and floor plans.

Type of Purchase

California mobile homes are purchased as homes or as land and home packages. Mobile homes installed on permanent foundations are considered real property in California.

Seller

Mobile home dealers in California may sell new or used mobile homes. Real estate agents often list mobile homes with land for private sellers.

Financing

Mobile home financing often differs from traditional site built home financing. Mortgage lenders may stipulate the size, type of installation and age of mobile homes necessary for a loan.

Regulations

The state of California Housing and Community Development Department along with county and city ordinances oversee the sale of mobile homes in California. The mobile homes must meet city and county regulations.

References

• California State Board of EqualizationTax Tips for Mobile Homes and Factory-Built Housing
• City of Huntington Beach California: Frequently Asked Mobile Home Questions
• U.S. Department of Housing and Urban Development: Financing Manufactured (Mobile) Homes

Resources

• California Department of Housing and Urban Development: Mobile Home Ombudsman