Comparison of Pre-Paid Cell Phone Plans
If you have a poor credit score or don't want to sign a contract, a prepaid cell phone plan offers you cellular service without a credit check or obligation. The plans also can be a good fit for those who just want a cellular phone for emergencies or occasional calls.
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Monthly Plans
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With a monthly plan, you pay a flat rate in advance for the coming month's usage. Lower-priced plans may also tack on a per-minute charge for minutes you spend talking, while other plans offer unlimited talk and text usage in return for the monthly fee. Some plans also provide unlimited web surfing, email and data use.
Pay As You Go
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Instead of a flat monthly rate, pay-as-you-go plans charge you for each minute used and each message sent. You keep money in your account to cover these costs. Cell phone companies may charge you up to 20 cents for each text message and 25 cents for each picture message you send or receive. Phone calls may cost 5 to 25 cents per minute.
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Daily Use Plans
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Pay-by-the-day plans charge you only for the days you use the phone and may combine free evening minutes with a per-minute charge on daytime calls. Users may pay $1 to $3 a day and receive unlimited mobile-to-mobile minutes.
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References
- Photo Credit cell phone image by MateiA from Fotolia.com
