The Health Insurance Reform Act of 1996

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The Health Insurance Reform Act of 1996 was never passed to become a law.

The Health Insurance Reform Act of 1996 was sponsored by Senator Thomas Daschle, and introduced to Congress on April 24, 1996, but never became a law. This act was intended to protect the insured individual, and to help fight insurance fraud.

  1. Provisions

    • According to the text of the act, clauses were included to "prohibit insurers from declining to offer whole group coverage to a group purchaser (and) allow plans to establish eligibility, continuation, enrollment, or premium requirements, provided the requirements are not based on health status, medical condition, genetic information or other factors."

    Health Care Fraud and Abuse Prevention

    • According to the act, the secretary of Health and Human Services would have the authority to "coordinate federal, state, and local law enforcement programs to control health care fraud and abuse, conduct investigations, audits, and inspections relating to the delivery of and payment for health care, and facilitate enforcement of certain laws applicable to health care fraud and abuse."

    The Health Insurance Portability and Accountability Act of 1996

    • The Health Insurance Portability and Accountability Act of 1996 was passed "to improve portability and continuity of health insurance coverage in the group and individual markets, to combat . . . fraud, and abuse in health insurance and health care delivery . . . to improve access to long-term care services and coverage, to simplify the administration of health insurance, and for other purposes."

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