Credit Counselor Training

Credit counselors must be certified.

Consumer credit counselors educate consumers regarding money management and debt. They are trained and certified according to national standards from the National Association of Certified Credit Counselors. Consumer credit counseling agencies offer this certification to counselors after hiring.

Topics

One of the main aspects of credit counselor training is the ability to counsel. Clients need to be motivated and encouraged to make permanent financial changes. Additional topics include the psychology of spending, debt resolution, credit cards and the collection of debt.

Certification

Consumer credit counselors must obtain certification to meet national standards. The candidate takes an online exam of 100 multiple-choice questions. Qualified proctors administer the exams.

Ethics

Consumer credit counselors must adhere to a strict code of ethics. They deal with families in crisis and must keep confidential information private. They must also treat all clients without discrimination regardless of personal bias.

Cost

When the consumer credit counselor pays $350 to take his test with the National Association of Certified Credit Counselors, he also receives membership with the association.

References

• Bad Credit Repair: Credit Counseling
• National Association of Certified Credit Counselors: Credit Counselor Certification
• Consumer Credit Counseling Service: About Us