What Is a Credit Card CVV Number?

A credit card's CVV, or card verification value, code protects credit card users from fraudulent charges. An identify thief without the CVV code cannot make online purchases from the card.

  1. Location

    • Consumers can find a credit card's CVV number on the front or back of the card, depending on the card type. Mastercard and Visa cardholders can find the CVV number on the back signature panel of the card. American Express card holders can find their CVV on the front of the card above the credit card number.

    Function

    • The CVV code offers an added security measure for credit card purchases. An increase in Internet shopping led to the development of CVV codes. When making online purchases, consumers have to enter this code to prove they have the credit card in hand.

    Type

    • The CVV card is a three- or four-digit code, depending on the credit card issuer. Visa and Mastercard users will enter a three-digit CVV code when making online purchases. American Express cardholders, on the other hand, need a four-digit CVV code to shop online.

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