How to Compare Car Insurance Rates in England

All drivers in England are legally required to have car insurance. Unlike some countries, the policy is on the driver, not the vehicle. This means that anyone driving a car must have a policy.

  1. Online Comparison

    • Comparison sites have made the search for insurance extremely simple and quick. Instead of trawling through each individual site for all the insurance companies in England, you input your personal data along with the details of your car into one site. You will receive a list of quotes and can then decide which one to choose.

    Compare Policies

    • There are many choices of insurance policy with added extras or no-frills. Third party will cover liability only, but comprehensive covers collision damage to your own vehicle as well as a vehicle you damage. Compare policy offerings in relation to breakdown recovery, windshield replacement and discount for "No Claims Bonus." You may also consider which companies offer the best legal cover in the event you need to take further legal action against another driver, or vice versa.

    Considerations

    • Think about your needs as a driver and what you expect from your policy. The age and value of your vehicle, plus where you park will also impact the price of the policy. Any points you have in your favor, like having a garage, off-street parking or an alarm system, will help with discounts.

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