Florida HMO Law

A health maintenance organization (HMO) is a kind of health insurance that covers a wide range of policies. In Florida, inexpensive services are available from an assortment of physicians and hospitals that agree to be part of the HMO plan.

Network Prescribed by Florida HMO Law

All the doctors and medical professionals in Florida who participate in HMOs are covered by this policy. A client is allowed to choose the primary health care physician from this network. Only physicians who participate in this network can accept HMO policies in Florida.

Variety of Plans

HMO laws in Florida aim to protect the rights of the patients. Under Florida HMO law, a variety of insurance plans must be made available, to both individuals and groups, so that every patient has some degree of choice in coverage.

Florida HMO Supervision

Two major agencies regulate Florida's commercial HMOs: the Agency for Health Care Administration and the Department of Financial Services. These two agencies combine to monitor the quality of health care being given, as well as the financial and legal contract issues that can arise from HMO use.

References

• Florida Health Insurance
• Florida Agency for Health Care Administration: Commercial HMOs
• American College of Physicians: Frequently Asked Legal Questions
• HMO Law Info Center