Motor Vehicle Third Party Insurance Act

Motor Vehicle Third Party Insurance acts require drivers to have auto insurance and establish a regulatory power to oversee the acts' enforcement. Specific examples of such acts include legislation from the Australian state of Western Australia and Uganda.

  1. Function

    • Both acts require drivers be insured against bodily injury and death caused by automobiles. Auto insurance in Western Australia is continuous with the individual regardless of what vehicle they drive; however, in Uganda the Act applies to the vehicle insured, so coverage must be re-purchased when a driver acquires a new vehicle.

    Regulation

    • The Insurance Commission of Western Australia, as established in 1986, regulates issues of all insurance claims in Western Australia. Citizens must report all insurance claims to this commission, including details of the accident and police reports. In Uganda, the Nominal Defendant Council does the oversight for auto-insurance.

    History

    • The original Australian act passed in 1943; the Insurance Commission of Western Australia Act of 1986 and the Road Traffic Act of 1974 have since extensively amended it. The act in Uganda became law in two parts, with half coming into force on Jul. 1, 1989 and the other half taking effect on Oct. 1, 1989.

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