Illinois Car Accident Law
Car accidents often lead to injuries, costly damages and deaths. If you are involved in a car accident in Illinois, be aware of your rights and do not leave the scene until the proper authorities arrive.
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Coverage
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In the event of a car accident in Illinois, the guilty party will be held liable and pay for all damages through his auto insurance policy. Under Illinois law, all drivers must have at least $20,000 in coverage for the death or injury of one person, $40,000 for deaths or injuries of multiple people and at least $15,000 in property damage coverage.
Statute of Limitations
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An Illinois resident who is involved in a car accident has only a certain amount of time to file a claim against the guilty party. If the accident causes personal injury, the victim has two years in which to file a claim. The statute of limitations on property damages resulting from a car accident is five years.
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Proportional Comparative Fault
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Illinois has adopted the proportional comparative fault policy within the state. This policy places limits on who can sue in the event of a car accident. Under the policy guidelines, a driver who is 51 percent or more responsible for the accident may not sue for any damages, regardless of his level of injuries.
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