California Disability Plan
California offers the State Disability Insurance (SDI) plan to California workers. Employee payroll deductions fund this state mandatory program. Eligible workers can obtain short-term benefits through the SDI plan. SDI has two programs: disability insurance and paid family leave insurance.
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Disability Insurance
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Disability insurance in the state of California offers partial wage replacement to workers who can no longer work because of certain physiological or mental restrictions. California Unemployment Insurance Code, section 2626, defines a disability as a mental or physical illness that prevents an individual from performing his normal work duties. Three types of disability insurance plans are available: state, voluntary and elective coverage.
Paid Family Leave
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Paid family leave is coverage offered through the disability plan to California workers who take time off work to care for a seriously ill family member or to bond with a new child. This particular plan offers up to six weeks of benefits for workers who need this type of coverage.
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Eligibility
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Employers must make sure their employees are eligible to receive SDI. Employees cannot perform their normal work duties for eight or more consecutive days, must be employed or actively looking for work at the time they become disabled, must file a claim within 49 days of the disability, and they must have accumulated at least $300 from SDI deductions from their check. Recipients must be under the care of a licensed doctor or accredited religious practitioner during the first eight days of their disability.
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