Insurance Adjusters Licensing & Training

Insurance adjusters work for insurance companies, but spend time in the field dealing with customers. Expertise in a certain area such as automotive, home building or medicine can be an advantage when training to be an insurance adjuster.

Insurance Adjuster Job Description

Insurance adjusters plan and execute the work required to process an insurance claim. They investigate claims to determine the insurance company's liability. During the investigation, they examine the damage to vehicles or homes, interview witnesses and talk to experts, if necessary. They work to uncover fraud as well as handle legitimate claims.

Insurance Adjusters Licensing

There are no national licensing or training standards for insurance adjusters. Licensing requirements vary by state. Some states require training, certification and licensing, while others do not. A few states allow an adjuster to work under the license of the company they work for, so individual licensing is not always required. Requirements can be found by contacting the department of insurance in your state.

Insurance Adjuster Training

As with licensing, training requirements vary by state. Insurance companies tend to favor college graduates or people with experience in an area of specialization. For example, an auto insurance adjuster may have a background as an estimator or body shop manager.

Continuing Education

The laws and regulations surrounding insurance are constantly changing. Continuing education is an important part of being an insurance adjuster. Continuing education credits are part of the licensing policy in some states.

References

• College Grad: Claims Adjusters, Appraisers, Examiners and Investigators