Job Description for Damage Claims
Businesses and individuals buy insurance policies to protect their property in case of damage. Damage claims adjusters consult with relevant professionals, such as architects, to determine monetary value for damaged property. Training is necessary to succeed as a damage claims adjuster.
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Qualifications
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Damage claims adjusters must have a thorough understanding of insurance. Those with business law degrees understand the legal terminology of insurance policies. Adjusters must earn state certification by taking an approved insurance course, completing a written test and demonstrating good character.
Responsibilities
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Damage claims adjusters determine the amount of money insured individuals receive on their claims. These adjusters assess fires and scenes of accidents. They speak with witnesses, review pictures and examine police reports. Claims adjusters write reports of their findings, noting whether they suspect fraud. Claims adjusters may negotiate monetary settlements with insurance policy holders.
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Compensation
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The average annual salary for a claims adjuster in 2008 was $55,760, according to the Bureau of Labor Statistics (BLS). The BLS expects employment for these professionals to grow by 7 percent between 2008 and 2018.
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References
- Photo Credit damaged cars image by Stephen Chaplin from Fotolia.com
