Check Cashing Retailer Information

Individuals without bank accounts must rely on other ways to cash their payroll, unemployment, Social Security and personal checks. Many of these people turn to retail stores, such as Walmart or Kroger, which have check-cashing policies.

Types of Checks

Many retail stores only cash payroll, unemployment and Social Security checks and do not cash personal checks. These rules help protect stores and check cashers from fraud. Ask the customer service representative at the store about their policies to be certain.

Required Identification

To cash a check at a retail store, a person must show proof of identification. A driver's license, government-issued photo identification or military identification typically is required. Some stores also require the person to verify his Social Security number, while others require fingerprint verification.

Fees

Retail-store check-cashing fees range from approximately $3 per check to a certain percentage of the total check amount.

References

• Kroger: Check Cashing
• Walmart: Walmart Money Center