What Kind of License Is Needed to Sell Auto Insurance?

A career as an auto insurance salesperson is an excellent choice for people who are professional, outgoing and love sales. Helping people with their insurance and long-term planning needs can be rewarding. Educational programs are available to provide training, meet state requirements and prepare students for a licensing exam.

Property and Casualty insurance License

Selling any type of insurance requires a license. There are different licensing requirements depending on the type of insurance being sold. The only license that is required to sell auto insurance is a property and casualty insurance license.

Insurance Products

A property and casualty license allows a broker to sell auto, liability, homeowners, renters as well as commercial insurance policies. It does not allow a broker to sell life insurance or any other financial products.

Licensing Standards

There are no national licensing standards. Every state has its own licensing, testing and certification process. While the insurance industry has made attempts to institute a national program, so far it has been unsuccessful. As of 2010 an agent must have a license in every state where she sells insurance.

Training

Contacting an individual stat's Department of Insurance is the first step in acquiring a license. Determining the requirements and finding a local training program that meets the states minimum requirements is the next step. The final step is studying for and passing the licensing test.

References

• InsureMe: Becoming an Auto Insurance Agent
• Insurance License Exam: How to Get an Insurance License