Fraud can happen at any time to anyone, even if you think it can never happen to you. With online banking, phishing scams and keylogging, hackers can get your information and steal your identity.
Review your statements often to assure no one has access to your information. Compare them to your checkbook register and question any unknown charges.
The moment you see unusual charges on your account, contact your bank. Tell them what transactions you did not make, and they will freeze your account.
Report fraud to the police, regardless how minimal the charge is.
Cancel any credit or debit cards linked to the account or any cards that are tied to the fraudulent account. This is a safety precaution so no more charges can be made to your account.
Change all passwords linked to your accounts. Choose passwords that are difficult to guess. If a person asks for your information, never give out this information. A bank will never ask you for an account number over the phone or email.
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