What Is Walking Insurance?
Walking insurance is insurance dog walkers buy to protect themselves from being sued or held liable for damage done by a dog under their control. Start a Dog Walking Business, an informational resource for dog walking businesses, recommends buying walking insurance from Pet Sitters Associates.
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Types
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Dog walking insurance is either general liability insurance or property insurance. General liability insurance covers general damage done by a dog, while property insurance covers the dog owner’s property the dog accidentally damages.
Transportation
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General liability insurance should cover any damage a dog causes to a dog walker's vehicle, as long as the dog was confined, by leash or cage, while in the car.
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Deductibles
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Damage done by a dog released voluntarily on the dog owner’s property or the dog walker's property includes a deductible. You must meet this before the insurance company pays for anything. Damage done by a dog that accidentally gets loose doesn’t require meeting any deductible.
Benefits
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According to Start a Dog Walking Business, walking insurance benefits the relationship between a dog walker and his clients by giving the clients peace of mind that the cost of damage done by their dogs will be insured.
Considerations
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Besides dog walkers, pet sitters and poop scoopers may also want to consider general liability and/or property insurance.
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