Who Is Responsible for a Child's Health Insurance After a Divorce?
Providing for the appropriate care of children born during a marriage is a primary consideration in a divorce case. Determining who is responsible for maintaining their appropriate health insurance must be resolved before a final divorce decree is issued.
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Significance
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The costs associated with providing health care for children is significant in many cases. Maintaining an appropriate amount of health insurance for children is crucial in divorce proceedings.
History
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If one parent provided health insurance for the children during the marriage (and if that coverage remains available), the court will likely order that parent to maintain it. Its cost will be used in the overall child support calculation.
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Benefits
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Parents are given a great deal of latitude when it comes to the benefits associated with health insurance for children. At a minimum, coverage for catastrophic injuries and illnesses as well as basic wellness is maintained.
Misconceptions
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A common misconception is that health insurance for children automatically terminates upon divorce. Coverage for a spouse terminates in most cases, but not coverage for children.
Warning
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Parents need to take care to ensure that a child's coverage does not lapse during or following divorce proceedings.
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- Photo Credit Image by Fotolia.com, courtesy of Vasiliy Koval
