Criminals will use a variety of tactics to steal your debit card number, including sophisticated scams known as phishing, where fake online sites try to lure you into revealing your number. There are less sophisticated methods too, including phone and email fraud scams.
Phishing is a popular online scam. Fake online sites are designed to look authentic, and emails are sent to unsuspecting consumers who are told their bank accounts may have been compromised. The consumers are told that to end the threat they should log into the (fake) online site and prove their identity by entering sensitive information, such as their debit card number, three-digit security code and PIN.
Phone and Mail Fraud
Some thieves, posing as bank officials, will send out bogus letters or contact you by telephone in an attempt to steal your account number.
Phony automatic teller machines (ATM's) and debit card scanners called skimmers are designed to copy your debit card number.
Beware of ATM's or card scanners that look suspicious. Try to use ATMs in stores or locations you trust or at banks.
Call your bank immediately if you suspect you have been victimized.