Job Description of a Life Insurance Agent

A life insurance agent sells different types of policies to the public or to companies and guarantees payment to the policyholder's beneficiary. Agents help clients select the right policy for their needs and assist them in filing claims.

Education

Many insurance companies prefer that an agent hold a bachelor's degree in business, economics or both.

Skills

A life insurance agent should have strong interpersonal and communication skills, especially for dealing with clients. An agent also needs computer skills for handling client information.

Types of Insurance

An agent sells various forms of life insurance, such as policies for term life insurance, whole life, variable life, universal life and universal variable life.

Salary

Salaries for life insurance agents average $57,000 a year, according to Indeed.com.

Employment

Jobs for life insurance agents can vary. An agent may be employed by one insurance company or work for more than one company as an independent agent.

References

• Education Portal: Life Insurance Agent
• Insurance Finder: Types of Life Insurance
• Stateuniversity.com: Insurance Agents and Brokers

Resources

• BNET: Life Insurance Agent