Affordable Health Care Act
The Affordable Health Care for America Act is a legislative bill approved by the U.S. House of Representatives on Nov. 7, 2009, to assure that all people would have access to quality and stable health care coverage.
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Refusing Coverage
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Under the Affordable Health Care for America Act, health insurers are prohibited from declining coverage based on a patient's pre-existing medical history.
Rates
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Health insurers are not allowed to change different rates based on the patient's gender or ethnicity.
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Consumer Choices
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The bill also helps to protect consumer choices by allowing individuals to keep their current plan (if they're satisfied with it), or if not, allow them to peruse a list of affordable health care options (private plans, health co-ops and a public health insurance option) called the Health Insurance Exchange to best fit a consumer's needs and budget.
Coverage for All
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The Affordable Health Care for America Act guarantees that all people of all ages will be given the opportunity to access a better quality of health by providing them with preventative and wellness care, and coverage that includes dental, hearing and vision benefits.
Protecting the Consumer
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According to the Affordable Health Care for America Act, legislators agreed to do all they could to address the interest of consumers, answer questions, assist with any concerns associated with health care plans, reduce fraud, waste, abuse, and protect consumers from entering situations that will cause them to lose their health care coverage.
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References
Resources
- Photo Credit health centre sign. access to health centre image by L. Shat from Fotolia.com
