Can You Use Prepaid Visa Cards for Internet Purchases?

Save

There are two types of prepaid Visa cards. Reloadable prepaid Visa cards are debit cards with a spending limit set by how much money you've have put into the card's account. Visa gift cards have a set spending limit that can’t be increased.

There are two types of prepaid Visa cards.
There are two types of prepaid Visa cards. (Image: LuminaStock/iStock/Getty Images)

Billing Address

The key to using any prepaid Visa card for online purchases is that it must be registered under your name and billing address because many websites require this information, as well as the three digit CVV code on the back, for identity verification.

When you're trying to use your prepaid Visa card for online shopping, make sure it is registered under your name and billing address.
When you're trying to use your prepaid Visa card for online shopping, make sure it is registered under your name and billing address. (Image: Fuse/Fuse/Getty Images)

Safer Than Bank Debit Cards

Using a prepaid Visa card for online purchases eliminates the chance of problems with your checking account if your debit card information is stolen in transit while you're making Internet purchases.

Using a prepaid Visa card for online purchases eliminates the chance your debit card information will be stolen in transit.
Using a prepaid Visa card for online purchases eliminates the chance your debit card information will be stolen in transit. (Image: Wavebreakmedia Ltd/Wavebreak Media/Getty Images)

Purchase Protection

Prepaid Visa cards offer the same purchase protection as regular Visa cards if you need to dispute a transaction.

You can still get purchase protection with a prepaid Visa card.
You can still get purchase protection with a prepaid Visa card. (Image: Francesco Ridolfi/iStock/Getty Images)

Better Than Credit

Visa prepaid cards are debit cards and not credit cards, so it's just like using cash to shop online because you don't pay any interest.

Using a prepaid Visa card is just like using cash.
Using a prepaid Visa card is just like using cash. (Image: Jupiterimages, Brand X Pictures/Stockbyte/Getty Images)

Prepaid Visa Gift Cards

Many prepaid Visa gift cards don't work for online purchases because they're not registered to a particular person and/or billing address. You have to check with the company that issued the gift card to find out if you can register it to your name and address or not.

Many prepaid Visa cards don't work for online purchases.
Many prepaid Visa cards don't work for online purchases. (Image: Goodluz/iStock/Getty Images)

Related Searches

References

Promoted By Zergnet

Comments

You May Also Like

Related Searches

Check It Out

4 Credit Myths That Are Absolutely False

M
Is DIY in your DNA? Become part of our maker community.
Submit Your Work!