What Are the Benefits of Defensive Driving Classes?

What Are the Benefits of Defensive Driving Classes? thumbnail
Defensive driving classes usually offer auto insurance discounts.

About 41,000 people die each year due to traffic accidents and another 3,236,000 receive injuries from them. Defensive driving classes aim to make our roads safer, but also offer additional benefits.

  1. Financial Benefits

    • The monetary benefits of defensive driving depend on the location of the individual. Some states offer 10 percent off auto insurance, while others just guarantee that insurance rates wont rise after a ticket.

    Intangible Benefits

    • Motorists who take defensive driving courses are better drivers, making the nation's roads safer for everyone and reducing the amount of traffic accidents.

    Driving Record

    • In many states, such as Texas, drivers may use a defensive driving course to take one traffic violation off of their driving record.

    Time Frame

    • States usually limit the auto insurance discount from a defensive driving class to 3 to 5 years after taking it.

    Tips

    • Many states allow motorists to take defensive driving classes through online third parties. These are convenient for people who do not have the time to sit down for an entire classroom session, which can last up to eight hours.

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  • Photo Credit Image by Flickr.com, courtesy of Casey Serin

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