What Is a Medical Card?
A medical card is your proof of enrollment and eligibility in the Medicaid program. Medicaid is a health care solution for low- or no-income families to receive standard immunizations, office visits, checkups to ensure good health and hospital care.
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Data
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Since 1982, medical cards have been provided under Medicaid for all 50 states. As of June 2008, more than 58 million people were enrolled in the program, according to the American Academy of Orthopaedic Surgeons; the elderly and disabled accounted for 25 percent of enrollment but for 69 percent of the spending.
Who is Eligible
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People with low-income or no income can apply for medical cards but must meet strict guidelines for eligibility. Eligibility requirements differ by state. There is no residency requirement; an applicant must simply have a state address. Generally, the income level must fall below the federal poverty level. Green card or work visa holders are also covered, if eligible by income standards.
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What is Covered
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Medical cards cover all office visits for checkups or sick visits. Emergency room visits can also be covered but may require a patient co-pay depending on the plan. Hospital stays and surgical procedures are covered, depending upon the plan; long-term care is provided for the elderly. Prescription drugs are usually at no cost or minimal co-pays to the patient.
How To Apply
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To apply for medical card services, contact the human services or community action groups in your county. You must show proof of your income (or lack thereof) including assets, past medical bills. Each individual requesting coverage needs to present a social security card.
Who Pays for Medicaid
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Medical cards and the Medicaid program is paid for by both state and federal governments. The federal government's portion is calculated based on per capita, and the remainder is funded by states. In 2006, more than $314 billion was spent on the Medicaid program, accounting for more than 18 percent of the U.S. gross domestic product.
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