What are the Benefits of Smart Card Technology?
Smart Cards are, in essence, credit-card sized devices with built-in circuitry, which allow the smart cardholder to store and retrieve sensitive and useful credentials and information in a convenient, portable, and secure manner.
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Computer Security
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Security Smart cards are used by Web browsers to validate the integrity of websites. Smart card benefits include providing the user with an added level of trust and security by using verified certificates stored on the card to check website integrity and authenticity.
Single Sign-On
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Smart cards allow computer users to sign into various computer systems using a single authentication mechanism. Smart cards, in conjunction with smart card readers, provide cardholders with the benefit of single sign-on capability.
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Financial Transactions
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Auditable Transactions Smart cards facilitate financial transactions. Used in conjunction with participating banks, credit card companies, and other financial institutions, smart cards provide the benefit of secure, quick, and verifiable financial transactions.
Identity Verification
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Verified Identity Smart cards verify the cardholder's identity. When the cardholder provides a corresponding PIN, the smart card can transmit the cardholder's personal information via Radio Frequency Identification (RFID) or by swiping the card through a smart card reader. The information can include pictures and other identity information. Smart card benefits include providing a high level of certainty of the cardholder's identity.
Portable Personal Information
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Smart cards give the cardholder the means to seamlessly transfer specific personal information. Smart card benefits include the ability to easily transfer the cardholder's medical, financial, and other personal details to a third party. This portable personal information can be used to quickly and securely fill in forms for doctor visits, educational enrollment, and job applications.
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