What Are My Rights in an Auto Insurance Claim?

Save

Your rights in an auto insurance claim depend upon the policy you have with your insurance carrier, the other party's insurance coverage, and the determination of fault if any.

Filing a Claim

  • At the accident scene, exchange insurance information with the other party involved. The police will file a report which you use to then file an auto insurance claim.

Insurance Carrier

  • Your auto insurance coverage will determine your rights. An insurance claims adjuster will determine the amount of damage to the vehicle. If you have no-fault insurance, you pay a deductible and your auto insurance covers the rest of the costs.

Other Party in Claim

  • If the other party involved is at fault, you may file a claim with that person's insurance company. This claim covers costs not covered by your insurance company.

Lack of Auto Insurance

  • If your automobile is uninsured and the other party is at fault, you may file a claim with the other party's insurance company.

Other Party's Lack of Auto Insurance

  • If the other party lacks auto insurance, you may file a claim in court.

References

Promoted By Zergnet

Comments

Resources

You May Also Like

  • About Car Accident Claims

    Car accidents are usually bad experiences for everyone involved. These unfortunate circumstances can be compounded when the parties disagree on the events...

  • What Happens If an Auto Accident Is My Fault?

    Whenever an auto accident occurs, a number of liability issues arise. However, there are two different auto insurance systems used in the...

  • How to File Insurance Claims

    For years, you've been paying your premiums on time, feeding money into a system with which you've rarely had to deal. But...

  • How to Track Insurance Claims

    Insurance claims can be notoriously time-consuming, leaving claimants with little idea of the status of their case at any point in the...

  • Consumer Rights on Insurance for a Totaled Auto

    Auto insurance claims are not welcome under any circumstances. When your vehicle is declared a total loss, it gets even worse. You...

Related Searches

Check It Out

How To Travel For Free With Reward Points

M
Is DIY in your DNA? Become part of our maker community.
Submit Your Work!