Low Income Benefits

When the economy is in a recession, society's poorest members are often hit the hardest. There are an array of low-income benefits available, from the government to private charities for those in need to get aid.

Significance

Low-income benefits may be a supplement to your income, or might be your only source of money. Benefits range from cash payouts and food stamps or credits toward utility bills.

Function

Governments and charities generally direct low-income benefits to vulnerable members of society. That means that children, the elderly, the disabled and veterans are particularly targeted to receive help.

Types

Low-income benefits may be available from the federal government, such as Social Security disability, for example. Most benefits are through the state level, however. States distribute everything from food stamps and grants for home heating aid to unemployment compensation and free or discounted health care.

Features

Many low-income benefits applications are available online. For example, residents of of Pennsylvania can do an online "pre-screen" for various state benefits. In addition, the American Association of Retired Persons has a website that details state, federal, and private low-income benefits.

Considerations

Even if you are working, you may still qualify for low-income benefits. In addition to the government and well-known charities such as the United Way, local churches and community groups also have services such as food pantries and may give cash benefits to those who ask.

References

• Social Security
• State Benefits
• AARP, Welcome to Benefits