Is SR-22 Required in Oklahoma?
An SR-22 is a Certificate of Financial Responsibility (CFR) required by some states as proof of auto liability insurance coverage. An SR-22 is required when a driver has excessive or major violations of a state's driving policy.
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Considerations
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SR-22 requirements vary from state to state. Most states require an SR-22 filing, but some states like Oklahoma, Kentucky, Pennsylvania and New York do not.
Requirements
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Contact the relevant state's Department of Motor Vehicles or the insurance regulatory agency to determine the details regarding the requirements of an SR-22.
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Function
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The purpose of an SR-22 is to ensure that a driver has minimum liability insurance coverage and that the insurance company will notify the appropriate agency if the driver fails to continue the coverage.
Cost
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Some states charge a one-time SR-22 filing fee. According to geico.com it is usually $25, but this varies between states and the circumstances for filing.
Warning
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If you have filed an SR-22 in one state but have moved to another state, then you are still legally obligated to maintain the SR-22 filing requirements of the former state.
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