Mental Illness Social Security Benefits

Getting Social Security benefits on the basis of being disabled because of a mental illness can be a long, difficult process, especially for someone with little knowledge of how Social Security works. However, by considering a few guidelines, this process can be made much less difficult.

Application

Applications are available online and at your local Social Security Administration (SSA) office. You will need to know your treatment history, employment history and exact dates and reasons for your disability.

Appeals

Approximately two out of every three initial applications are denied. However, appealing the decision is possible by writing a letter stating a desire to appeal within 60 days of receiving notice of denial.

Representation

Obtaining legal representation or an advocate from a mental health organization is strongly encouraged. Having an experienced representative who can help present your case significantly improves your chances of a favorable decision.

Hearings

The appeal hearing involves direct questions about your disability and ability to work, as well as testimony from medical and vocational experts. You must be able to provide specific examples of how your mental illness prevents you from working.

Benefits

If approved, benefits will be paid on a monthly basis and "back pay" will be awarded for all months back to the date of application. Your monthly benefit amount is based on your age, recent work history and the total amount that has been paid into Social Security during your lifetime.

References

• NAMI---Social Security Benefits

Resources

• Social Security Disability Insurance Program
• NAMI: Social Security Benefits