Retirement Homes Facts
The use of retirement or nursing homes is one way that elderly adults receive the care they need as they age. Indeed, retirement homes are a common destination for many older adults who need long term care services. However, before making the decision or whether or not to use a retirement home, it is important to learn the facts about what you can expect from your nursing home experience.
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More than Just Nursing Homes
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As adults age many tend to think that a nursing or retirement home is the only choice they have for long term care. Before using a nursing home, be sure to look into other options like home care and assisted living.
Cost
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The average cost of nursing home care is $50,000 or more per year.
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Help From Medicare and Medicaid
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If you are expecting Medicare to pay for your retirement home costs, you will be in for a surprise. Medicare has limited funding for nursing home care, and Medicaid only pays for retirement home care after you have depleted most of your personal funds.
Personal Needs
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If you are a caregiver caring for an elderly adult with dementia or serious health challenges, you may be better off using a retirement home. Most nursing homes are prepared to deal with challenging health or mental concerns and you may find that your loved one can receive better care in a retirement home than in their own home.
Choosing a Retirement Home
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Choosing a retirement home can be difficult. Know what you want and need out of the home and be specific when talking to staff at various homes. If you are having a difficult time choosing a nursing home, talk with your local Area Agency on Aging (AAA) staff. Most counties in the United States have an AAA, so go online and see if you can find where they are located.
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References
- Photo Credit Kim Harvey: http://www.sxc.hu/
