When people in the U.S. retire, they often move to warmer areas of the country. There are a number of cheap places to retire by the water, in different states of the country.

Fort Smith

Fort Smith, Arkansas, is surrounded by the Arkansas River. In 2007, the median price for homes in Fort Smith was $87,000, according to the “25 Best Places for Affordable Homes” guide on CNNMoney.com. In Fort Smith and the surrounding area, people can go to a wine tasting, watch an orchestra or community theater performance, and/or go golfing.

Des Moines

The capital of Iowa, Des Moines sits along the banks of the Des Moines River. The median price for homes in the city in 2007 was $105,000. The city features hiking and biking trails, an outdoor sculpture garden, art galleries, race tracks, golf courses, museums and theaters.

North Augusta

North Augusta, North Carolina, is located on the northern banks of the Savannah River. In North Augusta, the median price for homes in 2007 was $124,900. In and around North Augusta, people can also go golfing, fishing, hunting, horseback riding and watch live musical and theatrical performances.

Benbrook

Benbrook, Texas, is a suburb of Fort Worth located near Benbrook Lake. In the city, the median price for a home was $145,136 in 2007. Some of the main activities in and around the suburb are fishing, boating, swimming, hiking, horseback riding, golfing and water skiing.

Ferry Pass

Ferry Pass, Florida, is a suburb of Pensacola located near the Gulf Coast. The median price of houses in this suburb is $129,350. Ferry Pass is located near Pensacola’s shops, restaurants, white sand beaches and art galleries.

About the Author

Laura Latzko is a freelance writer based in Phoenix, Ariz. She has reported for the "Columbia Missourian," "Columbia Daily Tribune," "Downtown Express" and "Washington Times." She holds a Master of Arts in journalism from the University of Missouri.

SHARE