What Shows Up in Your Credit Report during a Background Check?

As a job applicant, you may be subject to a background check or investigation, which could include your driving record, criminal record, court record, military record and credit report coming under close scrutiny. A credit report contains personal information that could impact future employment; to ensure the information contained in your credit report is accurate, be sure to check it at least once a year.

Personal Information

Your name, address, social security number and date of birth will show up on your credit report.

Employment Information

Your credit report will include all current and past employers.

Public Records

Any bankruptcies, liens, judgments and foreclosures will show up on your credit report.

Payment History

Credit accounts (such as mortgages and loans), balances and payment histories are on your credit report.

Lender Inquiries

Any inquiries that you or a lender made in the last two years will show up on your credit report.