How Long Do Accidents Stay on a DMV Record?

Carrying a driver's license is both a privilege and a responsibility. There is a reason the U.S. Department of Motor Vehicles gives you a book of information on roads and laws before you take a permit test, and there is a reason you get a permit before you are allowed to have a license. You have to prove you know the rules of the road, because the second you sit behind the wheel, your driving records begins.

Time Frame

A driving record never expires and neither do reported accidents. Once the proper paperwork is filed with the department of motor vehicles, it will forever be a matter of public record and kept on file.

Insurance Considerations

While an accident or citation does not ever get cleared from your driving record, insurance companies will usually "forgive" the citation in three to five years.

Fault Accidents

If you cause an accident, your insurance premium will be raised accordingly by your insurance provider.

Non-fault Accidents

If you are involved in an accident that you did not cause, your insurance premium will not reflect an increase. Insurance companies refer to these are "non-fault" accidents.

Identification

Your drivers license number is what law enforcement officials and government agencies use to monitor your driving record. It is for all practical purposes a "social security" number for your vehicle.

Technology

Law enforcement officers have been slowly integrating computerized-cab systems. These systems are hooked into the patrol car. As the officer slides the bar code of your driver's license through the computer, your driving record in all 50 states is pulled up.