Emergency Funds

Whether you are taking a once in a lifetime trip, or you travel on a weekly basis, the most important item you need to pack is travel insurance. Various types of travel insurance cover everything from emergency medical services to delays and cancellations. more »

Acquiring wealth is more than just accumulating assets. It's more than having a lot of "things." Wealth accumulation is a combination of the two and includes the elimination of debt. There are basic principles to follow when you are acquiring wealth that will help you get to your destination faster. more »

Creating a month to month budget can help you spend less than your income and save for future investments, such as a car, a house, an apartment, college or retirement. Creating a month to month budget makes everything easier for you because you will not be trying to stick to a monthly budget that is always the same. Each month is... more »

There are many different factors to take into consideration when you decide how long to invest in CDs. You need to look at the purpose of the CD, the amount of money that you have available for emergency use and the financial environments. There are no stock answers to the question. more »

Lenders are apprehensive about giving a loan to applicants with bad credit because these applicants pose a higher threat of default than applicants with a history of timely payments. The lenders who will give loans to people with poor credit scores oftentimes offset the risk by offering very high interest rates and an abundance of... more »