How to Pay Miscellaneous Credit Card Bills Online

By eHow Personal Finance Editor

Rate: (5 Ratings)

You can streamline the dreary process of paying credit card bills by doing it online. All it takes is to open up an online checking account with your credit card company.

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Instructions

Difficulty: Moderate

Things You’ll Need:

Internet Access
Checking Accounts
Credit Cards And Loans
Computers

Step1

Check with your credit-card company to see whether it offers checking accounts and online payment programs. If so, request that you be mailed a sign-up sheet for a checking account.

Step2

Open a checking account with the credit card company, mailing a check from an existing bank account plus the sign-up forms.

Step3

Go to the company's Web site. Sign up for a password that will enable you to conduct banking transactions online.

Step4

Using your password, access your new checking account.

Step5

Transfer funds from the checking account to the credit card account.

Step6

Verify the accuracy of your entry before you close the transaction.

Step7

Update your checkbook to reflect the transaction.

Step8

Ensure your next credit card statement accurately reflects the online payment.

Tips & Warnings

Call the toll-free number on the back of your credit card to find out whether the company offers online payment programs.
Check out www.onlinebankingreport.com, which lists 100 online banks, many of which offer credit cards as well as checking and savings accounts.
Check out www.norwest.com and www.chase.com, both of which offer demonstrations that will show you how online banking transactions can work.