health sectionhealth sectionGenerally speaking, the only reason doctors would not accept any or certain types of insurance is because they believe they are better off financially by not doing so. Doctors often receive less income on insurance work because they are bound by contract fees agreed to with group or managed insurance policies.
Most people in the United States have private insurance, usually through an employer, according to the Families USA website. Under the private insurance system, doctors can legally refuse to work with some insurance companies based on a company's reimbursement policies. But if your doctor won't take your insurance, all is not lost.
Most medical and health care insurance claims are sent directly from the service provider to the insurance company, with the patient often unaware what a doctor may have claimed for, until the patient receives the insurance company's summary of services they have paid for. Many disputes can be easily resolved, providing that you remain calm and are methodical in your approach. It is easy to take out annoyance on the person on the end of the telephone, but you are much more likely to be successful in resolving the issue if you remain calm and have an amicable demeanor.
It's interesting that healing techniques that have been practiced for thousands of years are now known as "nontraditional medicine." Massage therapy is a good remedy for many complaints of the joints and muscles, as well as some chronic illnesses. Not all doctors readily approve massage therapy, which means not all insurance companies will pay for it. If you feel you need massage therapy, use these steps to try to get it OK'd through insurance.
