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You've likely seen the ads: seemingly legitimate spokespeople pushing "debt relief" at no cost to you, promising thousands of dollars of debt management funding, and all you have to do is pay $29.95 for a "list of free government grants that never have to be repaid." Beware: if it sounds too good to be true, it probably is. Government grants exist, but not for bailing out the average consumer's credit card debt.
A private pilot license allows a person to fly an aircraft for pleasure, transportation, photography or other noncommerical purposes. Individuals often earn private pilot licenses as the first step towards professional flying careers, while others do not choose to advance beyond the private level. Federal aviation regulations require individuals training for private pilot licenses to complete night flights and related ground-school lessons.
Grants are a kind of "free money" awarded to individuals on the basis of need or merit. They serve two purposes. Some grants encourage people and organizations to pursue worthy tasks, such as a college education or energy-efficient home improvements. Other grants help underprivileged people, such as blacks, women and the poor to compete with their peers. One important way of classifying grants is to distinguish between "unrestricted" and "restricted" grants. This important designation affects the recipient's discretion to use the grant.
Grants for obesity reduction address the health risks related to being overweight, the economic impact of obesity and society's role in contributing to the condition. Perhaps more importantly, they look for long-term solutions to the problem that provide better access to healthy food and encourage higher activity levels. The National Institutes of Health and private foundations support a large body of obesity reduction research programs.
All branches of the United States government offer unrestricted grants for student loan debt. Student loans may be repaid by any of 175 student loan repayment programs offered by the federal government. Attorneys, doctors, paralegals and nurses can repay unrestricted amounts on their student loans through any of the student loan repayment programs. Loan repayment grants also may be applied to postgraduate research studies. Student loan repayment programs finance innovative technology and renewable energy.
In tough economic times, a grant from the government to help you get out of debt would be a breath of fresh air. However, such grants, in the sense of free money, really don't exist. According to No Debt Today's website, the idea of federal debt reduction grants is a rumor spread by companies that charge to provide you with information on these so-called grants that turn out to be useless information. However, there are several strategies and programs available that will help you reduce and manage personal debt.
