Debt Collection

Despite their many threats, it is simply not in the best interest of creditors to litigate every debt. The costs of going to court can be more than the amount recovered through a judgment. Therefore, if you are sued by creditors, chances are the amount in question is significant. The suit will probably allege the debt and enter... more »

Collections agencies are infamous for harassment and intimidating practices that scare people into paying. The laws of debt collection favor the debtors, but usually the debtors are unaware of their rights. With just a little bit of knowledge, it's possible to fight a collection agency and stop the harassment. more »

Prevention is the best solution for bankruptcy. But if creditors get the feeling you're never going to pay them, they can force you or your business into bankruptcy by filing what's called an involuntary petition. The rules and general procedures for involuntary bankruptcy are set forth in Section 303 of the U.S. Bankruptcy Code. Once... more »

If you've received a judgment against another individual or business in small claims court, you might have reason to wonder whether that judgment's worth the paper it's typed on. Like many people with valid judgments from small claims court, you may find yourself unable to collect the money that's owed to you when it's due. You need... more »

Skip tracing is trying to find someone for any number of civil law reasons, including debt collection, to serve process for a lawsuit or to repossess property such as a car. Skip tracing can also refer to a bounty hunter's attempts to locate someone who skipped bail in a criminal matter. Federal debt collection laws control most... more »