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Credit Report

    Credit Report Editor's Picks

    • What Is in a Credit Report?

      When applying for a home loan or even for a credit card, companies look at one piece of information to make a decision on whether you should be approved or denied. This piece of information is your credit report. more »

    • How to Get Things Off Your Equifax Credit Report

      As a consumer, you are entitled to review your credit report from each of the major credit reporting agencies and dispute any erroneous items. The credit bureau must correct errors and remove anything that cannot be proven to be accurate. Equifax is one of the three major credit bureaus, and the following steps will help you get... more »

    • Who Can Legally View Your Credit Report?

      Your credit report is a vital part of your personal finances as its contents show your creditworthiness and can determine whether you will be able to get a business loan, receive financing or even possibly get hired for a job. Many different groups and individuals can legally view your credit report as long as you first provide them... more »

    • How Does a Credit Report Work?

      Chances are good that you've had your credit report checked by a lender or creditor. What your credit report says about your borrowing and repayment habits greatly impacts the loan and interest rates you qualify for. It is very important to understand what a credit report is, who puts the information there and who has access to it. A... more »

    • How to Get a Free Credit Report

      It used to cost a fee to get your credit report pulled, but everyone is now entitled to receive a free credit report once a year. This article will show you how. more »

    Credit Report Quick Guides

    • Annual Credit Report Basics

      Your credit score is an important aspect of your life that determines how much credit you can...

    • Credit Reports 101

      If you're trying to rent an apartment, buy a car or get a job, credit grantors will look up your...

    • Background Searches

      Whether you're a landlord or a business owner, running a background check on a potential...

    • Fix Bad Credit

      In today's day and age, having bad credit can ruin your life. The best strategy to combat bad...

    Credit Report Articles

    • What is a Credit Report?

      If you've ever applied for a loan or a credit card, you've probably heard about credit reports. Credit reports are a way for money lenders to... more »

    • Where to Get a Credit Report?

      It is a great idea in this day and age to keep track of your credit scores. Thankfully, the Internet makes doing that really easy. There are many... more »

    • How to Get a New Credit Report

      A credit report is a rundown of your payment history that lists accounts, balances and payment patterns. Creditors rely on credit report... more »

    • How to Get a Credit Report

      In considering extending credit, two major components are involved: a credit report and credit scores. Some prospective creditors rely entirely... more »

    • How to Get a Business Credit Report

      As a small business owner, you have a right to obtain copies of your business's credit reports. Prospective lenders also can obtain your business... more »

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