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Consumer Law

    Consumer Law Editor's Picks

    • What Are Your Options If You Get Sued by a Credit Card Company?

      Most bad debt is written off by credit card companies due to the time and cost it takes to sue debtors, particularly those who lack resources. However, credit card companies have been known to bundle up accounts and send them to assigned attorneys around the country to file suit in recouping some of their losses. What do you do if... more »

    • Credit Card Default Laws

      Entering default on a credit card severely impacts the credit rating of the individual that does it. In some cases, the company may sue the defaulter to attempt to recover the full price of the loan. There are no criminal penalties for entering default on a credit card, but a lawsuit may happen in civil court. In most cases,... more »

    • What Are the Benefits of Packaging?

      Packaging is the encasement of products in packages, protective wrappings or other external covering that can provide protection, information, security and marketing benefits. Common packaging materials include boxes, Styrofoam peanuts, bubble wrap, plastic, bags, cloth and cartons. more »

    • Lemon Law in the State of Michigan

      The Michigan Lemon Law stems from a federal law regarding consumers who have purchased or leased motor vehicles that are found to be defected under a certain criteria. The consumer law has specific requirements that must be met for there to be compensation. more »

    • How to File a Complaint With the Attorney General

      If you feel you have been the victim of fraud or an illegal practice by a large company, you do have a way to get even. You can file a complaint with the Attorney General and expect results, provided your complaint is taken seriously and has merit. The Attorney General will contact the company and request they offer you resolution. ... more »

    Consumer Law Articles

    Wikipedia

    Consumer protection

    Consumer protection laws are designed to ensure fair competition and the free flow of truthful information in the marketplace. The laws are designed to prevent businesses that engage in fraud or specified unfair practices from gaining an advantage over competitors and may provide additional protection for the weak and those unable to take care of themselves. Consumer Protection laws are a form of government regulation which protects the interests of consumers. For example, a government may require businesses to disclose detailed information about products—particularly in areas where safety or public health is an issue, such as food. Consumer protection is linked to the idea of "consumer rights" (that consumers have various rights as consumers), and to the formation of consumer organizations which help consumers make better choices in the marketplace.

    Consumer interests can also be protected by promoting competition in the markets which directly and indirectly serve consumers, consistent with economic efficiency, but this topic is treated in Competition law.

    Consumer protection can also be asserted via non-government organizations and individuals as consumer activism.

    Consumer law
    "Consumer protection law" or "consumer law" is considered an area of public law that regulates private law relationships between individual consumers and the businesses that sell those goods and services. Consumer protection covers a wide range of topics, including but not necessarily limited to product liability, privacy rights, unfair business practices, fraud, misrepresentation, and other consumer/business interactions.

    Such laws deal with credit repair, debt repair, product safety, service and sales contracts, bill collector regulation, pricing, utility turnoffs, consolidation, personal loans that may lead to bankruptcy and much more.

    Germany

    A minister of the federal cabinet is responsible for consumer rights and protection (Verbrauchersch read more at » http://en.wikipedia.org/wiki/Consumer+protection

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