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If you are a small business, the odds are that your state requires you to provide worker's compensation insurance to your employees. This is work insurance that covers any sort of job-related injury or disability that may prevent them from working. The cost of this insurance varies based on the risk involved in your business' line of... more »
According to Occupational Safety and Health Administration (OSHA) 2007 statistics, there were 5,488 workplace fatalities in the United States. The top workplace accidents causing injuries or fatalities are transportation accidents, equipment operation, exposure to harmful substances, falls, fires, explosions and workplace violence.... more »
Employers purchase workers' compensation insurance to protect themselves and their employees. It provides coverage in the event an employee becomes injured on the job or contracts an illness/condition caused by repetitive motions or repeated exposure to a particular danger. Governed by the laws of the state, employees have recourse... more »
Figuring out what type of insurance you need doesn’t have to be cumbersome. With a little time and energy, you can determine the basic insurance products your specific business needs. After you’ve completed these steps, be sure to discuss your business operations with your insurance representative. If you’re confused about any of the... more »
Contract business owners know that accidents can happen even in the best situations and with the best planning. In addition, a variety of situations can lead to on-the-job injuries and accidents. Because of all of these possibilities, it is important for contract business owners to have general liability insurance, to protect... more »
A workers' compensation insurance policy is a key component of your company’s risk management system. An effective insurance provider can help... more »
Worker's compensation insurance is required in almost every state, but policy rates, coverage and the way in which claims are filed may vary.... more »
Your body is broken due to an on the job injury, and the doctor is indefinite about when you can return to work. The long term disability benefits... more »
Workers Compensation Insurance provides benefits for independent contractors and employees of companies within the United States. Coverage... more »
Many insurance companies with online presences offer "fast and easy" price quotes for various policies. Worker's compensation insurance is no... more »
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