Every business wants to save money on their business auto insurance. Here are some tips that can help you make sure that you’re doing everything you can to save money. more »
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Every business wants to save money on their business auto insurance. Here are some tips that can help you make sure that you’re doing everything you can to save money. more »
All business owners using commercial vehicles know how important it is to find commercial insurance coverage. One of the quickest and easiest ways to get commercial auto insurance quotes is by using the internet. more »
Those interested in starting their own company may want to consider opening a cleaning business. This type of company is perfect for the novice entrepreneur, as there is very little upfront investment involved and less risk than that of other ventures. All it takes to get you on your way to a successful businessis some basic cleaning... more »
Your car is covered under your personal auto insurance policy. Every once in a while you use your car for tasks that could be considered business related. Do you need a commercial auto insurance policy? If you are questioning your coverage, you should look over your current auto insurance policy to determine if it is sufficient. You... more »
Auto insurance seems to be a necessarily evil. Be it a commercial auto insurance policy or a personal coverage policy, you know you need it but you don’t always know what you need. Before purchasing a commercial auto insurance policy, it is important that you know what you are getting for your money--and what you don’t need to buy. more »
While insurance isn't always required in order to run a business, you should consider getting...
Commercial auto insurance is a necessity for small-business owners and the self-employed alike. To keep your business running, you'll need to be... more »
Commercial auto insurance is a must for both small-business owners and the self-employed alike. Whether you're interested in purchasing commercial... more »
Commercial auto insurance can be purchased by companies or by self-employed individuals to protect cars and trucks that are used for business... more »
Vehicle insurance (also known as auto insurance, car insurance, or motor insurance) is insurance purchased for cars, trucks, and other vehicles. Its primary use is to provide protection against losses incurred as a result of traffic accidents and against liability that could be incurred in an accident.
Public policy
In many jurisdictions it is compulsory to have vehicle insurance before using or keeping a motor vehicle on public roads. Most jurisdictions relate insurance to both the car and the driver, however the degree of each varies greatly.( where there is a blame there is a claim!)
A 1994 study by Jeremy Jackson and Roger Blackman showed, consistent with the risk homeostasis theory, that increased accident costs caused large and significant reductions in accident frequencies.
Australia
In South Australia, Third Party Personal insurance from the Motor Accident Commission is included in the licence registration fee for people over 16. A similar scheme applies in Western Australia.
In Victoria, Third Party Personal insurance from the Transport Accident Commission is similarly included, through a levy, in the vehicle registration fee.
In New South Wales, Compulsory Third Party Insurance (commonly known as CTP Insurance) is a mandatory requirement and each individual car must be insured or the vehicle will not be considered legal. Therefore, a motorist cannot drive the vehicle until it is insured. A Green Slip, another name CTP Insurance is commonly known by due to the colour of the pages the form is printed on, must be obtained through one of the seven main insurers in New South Wales.
In Queensland, CTP is a mandatory part of registration for a vehicle. There is choice of insurer but price is government controlled in a tight band.
These state based third party insurance schemes usually cover only personal injury liability. Comprehensive vehicle insurance is sold separately to cover property damage and cover read more at » http://en.wikipedia.org/wiki/Vehicle+insurance
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