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The Bankruptcy Abuse Prevention and Consumer Protection Act of 2005 was the most significant revision to the U.S. Bankruptcy Code in almost 30 years. During that time, creditors believe debtors came to see bankruptcy as simply another financial strategy rather than as an embarrassing last resort. Congress enacted the law with the... more »
When a business, individual or municipality is drowning in debt with no means to keep up with payments to creditors, then bankruptcy protection is usually sought. There are six kinds of bankruptcy protection: some for individuals, some for businesses, some for both and one for municipalities. more »
Filing for bankruptcy protection can become more confusing than it is helpful. Understanding the federal rules and guidelines is the key to clearing up any questions a consumer may have. After confirming eligibility under federal rules, the consumer should also check with the state bankruptcy court regulations, as they may have... more »
There are six different chapters of the federal Bankruptcy Code under which an individual or organization may seek debt relief and protection from creditors. Although bankruptcy is governed by federal law, state law influences the extent of protection of assets from creditors, and rules governing procedure may vary by jurisdiction. more »
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