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Property insurance covers damages to or loss of property, including homes, autos or luxury items such as jewelry or computers. Casualty insurance is purchased to cover legal expenses incurred from bodily injury or property damage to someone else. Property and casualty insurance is subdivided into two major lines: personal and commercial. more »
When you own property, whether it is real estate or personal property, you may be required to insure it against an accident, theft or another form of damage. Typically, property insurance covers the financial investment of the owner against theft or other events, while causality insurance protects the owner against damage to the... more »
Working as a bail enforcement agent can be as exciting and rewarding as it is potentially dangerous. With the proper local contacts, bail recovery education and licensing you can be safe, effective and confident. Read on for more information on how to become a bail enforcement agent. more »
There is a list of items that could prevent you from becoming an insurance agent in your state. Some of them include tax evasion, back child support or a criminal record. Most states require a background check and a set of fingerprints to ensure that you tell the truth. Insurance representatives are fiduciaries for other people's... more »
To engage in the business of buying and selling insurance on behalf of a commercial insurance company, you have to become a licensed commercial insurance agent. A person who is licensed to become a commercial lines agent is also licensed to do personal lines, thus the process is the same for licensure. Without a license, you are... more »
Property and casualty insurance covers a person in the event that damage or death occurs and they are liable. The two primary types of property... more »
Property and casualty insurance products include home, auto and liability insurances. Selling insurance products can be rewarding and lucrative. ... more »
Wouldn’t you like to know where your broker or agent get the rates they give you? It’s not what you think: they aren’t trying to rob you. There... more »
Most states have joined the National Insurance Producer Registry (NIPR) so that the classifications of insurance licenses are uniform across the... more »
Auto insurance adjusters investigate damage resulting from automobile accidents on behalf of insurance companies. They spend much of their time in... more »
New Jersey requires its insurance agents to have state licensure. This entails passing a series of insurance exams. New Jersey insurance agents... more »
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