Buying auto insurance is an essential part of owning a motor vehicle. State laws require drivers to carry a minimum amount of auto insurance coverage. Buying additional coverage to protect yourself…
What happens when the claim amount offered by your auto insurance company won't cover the cost to repair your vehicle? Unfortunately, this is not an uncommon complaint. Auto insurance companies use a…
Saving money on your automobile insurance is like adding money to your paycheck. Your auto insurance premiums are necessary if you want to drive on the road, but that doesn't mean you should pay top…
Social Security is a benefit you receive when you retire. As long as you've worked at least 10 years and accumulated at least 40 credits under the Social Security System's rules, then you'll qualify…
Settlement lien laws vary by state, but many states allow a judge to put a lien on settlement money yet to be received. The settlement can be from an insurance company to pay for an auto accident or…
You must choose a deductible when setting up auto insurance. If you have a loan on your vehicle, you may not have a wide variety of choices because of your loan's fine print. The deductible is the…
Even the best of recommendations won't suit everyone's budget for a car purchase. Depending on your personal debt load, you might easily afford a new car purchase with a higher car payment.…
While in most cases you cannot deduct the cost of car insurance from your personal income taxes, you can use the cost of car insurance as a business deduction. By understanding when the costs create a…
If an employee is involved in an accident in which he is driving a company car, this may raise the question of who will pay for the damage. Assuming that the car is insured -- all vehicles by law…
When it comes to determining a company's assets — especially when looking to manage risk — it's crucial to examine the human element of what makes a business work. Key employees often are…
With recent modifications to the insurance industry, many insurance companies are extending insurance coverage to adult children of the policyholder for much longer than in previous years. Although…
When you find yourself in an auto accident, your financial situation can be impacted significantly. You might lose your only vehicle, face medical bills and miss time at work. It is the insurance…
Auto insurance policies are financial tools that protect policyholders from monetary loss when an accident occurs. Damage to another person's property or vehicle and personal injury are usually…
If you were injured in a personal injury accident, you may be entitled to compensation for your injuries as well as for the pain and suffering caused by those injuries. If the negligent party was…
Car insurance premiums fluctuate for an array of reasons. External factors, such as where you live, and the number of accidents in the area, can easily affect the overall insurance program when rates…
Your grade point average, or GPA, is a measure of how well you're doing in your classes. It's usually based on a scale from 0 to 4.0, though some schools add additional points for honors and advanced…
Precautionary savings is a commonly used economic reference to a certain type of saving that people do, while social insurance is an example of a government program designed to help certain…
Personal injury protection, or PIP, is an auto insurance coverage that pays for medical and rehabilitative expenses that result from an automobile accident. Depending on your state's laws, this…
When you are in an accident and your car is totaled, the insurance company will typically pay you for the value of the car as well as for any injuries that you may have. When this happens, the…