Business Insurance

Self-funded insurance may not be for everyone, but it has its own unique benefits for those who do want such a policy. Learn about self-funded insurance with help from an insurance professional in…

When shopping around for health insurance its important to keep a few very specific things in mind. Get health insurance advice with help from an insurance professional in this free video clip.

When shopping around for insurance it is only natural to come across certain terms that you may not recognize. Get insurance term definitions with help from an insurance professional in this free…

One of the first things you need to do to combat debt is to get organized. Learn how to organize credit card, health insurance and IRS debt with help from a best-selling author and financial expert in…

Home business assets for insurance coverage typically fall within a few key categories of items. Identify home business assets for insurance coverage with help from a business consultant and marketing…

You can obtain business insurance in a very specific way. Learn how to obtain business insurance with help from a business consultant and marketing expert in this free video clip.

When hiring a small business insurance broker you're going to want to keep a few key things in mind. Learn how to hire a small business insurance broker with help from a business consultant and…

Small business insurance is typically defined in a very specific way. Learn about small business insurance with help from a business consultant and marketing expert in this free video clip.

Reporting insurance fraud, if done correctly, can lead to some compensation on your behalf. Report insurance fraud for compensation with help from an attorney in this free video clip.

How you will use health insurance after divorce varies state to state. Use health insurance after divorce with help from an attorney in this free video clip.

Business insurance is something that your company can no exist without. Learn about business insurance with help from a business consultant and marketing expert in this free video clip.

Marketing plays a very important role in any business. Find out how to market an insurance business with help from a business consultant and marketing expert in this free video clip.

When operating a small business you're going to need a few different types of insurance. Find out what insurance is needed to operate a small business with help from a business consultant and…

Indemnity insurance can be defined in a very specific way. Learn about indemnity insurance with help from an insurance professional in this free video clip.

Personal insurance covers an individual in the event of a few different things. Define personal insurance with help from an insurance professional in this free video clip.

An insurance provider is a very specific type of person or company. Learn about the definition of "insurance provider" with help from an insurance professional in this free video clip.

"Term insurance" is defined in a very direct and straightforward way. Learn the definition of "term insurance" with help from an insurance professional in this free video clip.

"Home insurance" is commonly defined in a few different was depending on both the company and the policy in question. Get home insurance definitions with help from an insurance professional in this…

Travel health insurance is great to have for a number of different situations. Find out about travel health insurance with help from an insurance professional in this free video clip.

Life insurance can come in quite handy when business planning if you know what you're doing. Use life insurance in business planning with help from a member of the California Department of Insurance…

In insurance terminology a "deductible" is the amount of money you pay. Learn about disappearing deductibles with help from a business consultant in this free video clip.

Various occupations require employees and agents to be bonded as part of the job, including positions related to finance and insurance. For those interested in pursuing jobs in these fields,…

Purchasing and maintaining homeowners insurance is a necessary expense of owning a home. If you carry a mortgage, your lender will likely require you to keep homeowners coverage. More importantly,…

Becoming self-insured is one method that some companies use to avoid increasing premiums. Each state maintains its own guidelines and regulates the self-insured programs of companies that choose to…

Insurance premiums can make up a large portion of administrative expenses in certain industries, and small businesses can find themselves in a position where insurance is not readily affordable. Self…

As an insurance provider, you want to fulfill all the needs of your customers. Many businesses require bonds, as well as insurance, to meet local business requirements. While insurance covers losses…

Bonds represent a debt of the issuing company, organization or governmental agency. When you buy a bond, you are loaning money to the issuer in exchange for the promise to repay the face amount of the…

Indemnity insurance gives you money to cover a loss you have sustained and can make a dramatic difference in the quality of your life. Insurance is a way to financially protect yourself from a…

Risk assumption and payment arrangements are the primary differences between self-funded and fully insured insurance plans. Groups who self-insure offer their own health plans, administered by an…

Insurance, as a concept, is the process of transferring the financial risk of loss from you onto an insurance company. Insurance companies have cash reserves that are available for your use to provide…

One of the most important decisions retirees face is choosing a health insurance plan. Many retirees qualify for Medicare, which they may use on its own, or in conjunction with other coverage. If…

No matter how large your pressure-washing business is, you should obtain insurance and surety bonds to protect your business and the businesses for which you work. A surety bond is a guarantee that…

Employers offering health insurance benefits to employees may do so through insurance plans purchased on behalf of the employees. Certain employers choose to self-fund the the coverage and pay claims…

Health insurance benefits are key to attracting talented employees to a company. Many companies try to balance employee health needs with cost effectiveness. Finance managers must determine what…

Deciding between the stability and structure of permanent employment vs. the freedom of freelancing or temporary work can be difficult since there are advantages to both. While it may be tempting to…

The Scopes manual is a catalog of four-digit workers compensation codes based on the nature of business and estimated risk to its workers. The manual is compiled by a for-profit organization called…

If you own a business, purchasing insurance can be complicated. Depending on how many employees you have, insurance can also represent a large expenditure. To cut these costs, some businesses choose…

Bankruptcy and bonding do not have a happy marriage. Bonding is required in a number of careers, including banking, contracting, and the securities industry. Credit history is a significant component…

In litigation, "deep pocket" refers to a person or company that is worth suing because they have a lot of money or are insured for a great deal. Deep pocket insurance is used in business to protect…

Insurance is used to prevent a financial loss from risk. Insurance is usually sold to corporations by independent insurance companies that accept the risk of a financial loss in exchange for a monthly…

If you have the misfortune to be fired, your immediate supervisor usually delivers the news in a private conference just between the two of you. He's very likely to review your employee file,…

The Internal Revenue Service requires businesses to submit informational returns on payments made for certain transactions. One IRS information return form, the Form 1099, has 17 different varieties…

Bonding is a process that employees of service companies generally undergo to provide security for their clients. A bonding company will replace the money for an item, for example, that is stolen from…

Employers often attempt to build group morale and cohesiveness by encouraging members of the company to attend group get-togethers. These get-togethers can take many forms, from after-work drinks to…

Building insurance is important for business owners in every state, including Washington. In the state of Washington, insurance is regulated generally by the Office of the Insurance Commissioner, and…

Company balance sheets contain intricate details about the business' finances. The balance sheets provide a look at the company's financial situation, which is often relevant for the success of the…

Subcontractors are often hired to complete specialized tasks and particular components of larger jobs. They can also be used as leveraged employees or as reinforcements on large project work.…

Business owners can lose a lot of sleep worrying about whether certain employees are trustworthy or wondering about what might happen if trade secrets or other sensitive information fall into the…

The Internal Revenue Service requires sending a 1099-MISC, Miscellaneous Income, to any subcontractor or business vendor to whom you make payments for services. There are some exceptions, but the…

Chartered Property and Casualty Underwriter exams are administered to insurance industry professionals specializing in the casualty-property field. All candidates seeking the CPCU designation must…