Business Credit Reports

As of 2010, approximately 60 percent of all employers used credit checks as a screening tool for prospective employees, according to the U.S. Equal Employment Opportunity Commission, quoting a report…

Getting credit can be a vital part of building your company. You don't have to rely on your personal credit to expand your business -- you can use a separate business credit account for that purpose.…

Timely payments to creditors and suppliers and accurate data on business and financial forms can help reduce incorrect or skewed business credit report data. Business credit reporting companies allow…

Running a small business requires obtaining credit and loans from banks and suppliers. However, if your company is new, you won't have a history of paying your debts on time. When you apply for credit…

Congress enacted the Fair Credit Reporting Act in 1970 during the Nixon administration. The Federal Trade Commission enforces the provisions of the original act and several amendments that Congress…

An excellent credit score can provide growth opportunities for your business when cash for expansion is in short supply. Knowing and monitoring your business's score requires receiving a business…

Unlike consumer credit reporting agencies, business credit reporting services include information about the business along with an analysis of its commercial credit worthiness. This information comes…

A business-to-business transaction is one business supplying another business with the materials it needs to manufacture a product or provide a service. The business purchasing the supplies may prefer…

As of 2011, 60 percent of U.S. companies run credit checks on some of their job applicants, according to the Society for Human Resource Management. This has increased 18 percent since 2006. Employers…

Check printing staff should have excellent math skills, a high level of honesty, solid business ethics and expect to be supervised or reviewed regularly without feeling insulted by it.

With 27 participating countries worldwide, the Basel Committee on Banking Supervision is a forum providing information and expertise on banking supervision. The committee works to establish…

A TransUnion subscriber is required to undergo a "credentialing" process in accordance with the Federal Fair Credit Reporting Act, which went into effect Jan. 1, 2007. Landlords, investors, managers…

Identify theft strikes an estimated 9 million victims annually, according to the U.S. Federal Trade Commission. Federal regulators are fighting back with the "Red Flags Rule," which requires financial…

As online commerce grows increasingly prominent, businesses are taking on more responsibility for personal information than ever before. As a result, Congress has imposed several requirements on…

Credit reporting agencies (CRAs) gather and sell credit information in the form of credit reports. Credit reports contain credit histories that include the number of credit lines or loans, credit…

When you become an Apple Service, you register with Apple to sell or repair Apple products. Becoming an Apple Service can link your business with a reputable company, which ultimately boosts the…

The Fair Credit Reporting Act (FCRA) was created to govern the accumulation, distribution, and utilization of consumer credit knowledge. If your company uses any type of credit reporting, whether…

Bad checks refer to payment instruments that cannot be honored because there were insufficient funds (NSFs). A large amount of bad checks related to one business or consumer may indicate poor cash…

With the steady number of people searching and applying for jobs, it has become customary for employers to conduct thorough investigative consumer reports on potential applicants. Commonly, business…

Business credit reports are provided by credit reporting agencies. These companies gather and sell credit information in the form of credit reports. Credit reports contain a business' credit history…

Business credit delinquency occurs when a company is late paying for money it borrowed or goods and services that it was lent on a credit basis. Delinquent accounts can negatively affect the lending…

A bad business debt results when a business borrows money or receives goods or services on credit, but doesn't pay. By reporting bad debts to the credit industry, a business can warn other potential…

By establishing a credit report for your business, you are able to build credit worthiness separate from your own personal line of credit. However, just like a personal credit report, it is important…

If you own rental properties, you probably know how difficult it can be to deal with a tenant who pays his rent late--or not at all. Obtaining a prospective renter's credit history can help you make…

Dunn & Bradstreet rates companies for their likelihood of repaying credit in a timely manner. Their credit scoring system is designed to predict if a company will become severely delinquent on loans.…

Business and personal credit can be reported separately or together, depending on how the business is organized, and how long it has been in business. When forming a business, it's important to…

Businesses do not use the same credit reporting system as individuals. All business credit reporting is voluntary, which means that not all businesses will necessarily have an accurate credit report.…

Once you have an EIN (Employer Identification Number) from the Internal Revenue Service (IRS), the lines of credit that you obtain with that EIN are reported to the four major business credit…

Credit-reporting agencies maintain credit reports with information about businesses just as they do for customers. However, because of the differences in the way businesses and consumers transact…

There are four major business credit reporting bureaus in the United States: Business Credit USA, Equifax, Dun & Bradstreet and Experian. Each of these bureaus charges a fee for the credit scoring and…

Dun and Bradstreet credit ratings are a way for other companies to look at how well a company is doing in the field that its business represents. They are the largest and most recognized credit…

Obtaining credit reports on clients is an important part of a business to help assure clients are financially viable. Credit reports are public information and, as such, are easily accessible via the…

Many business owners simply do not know what does and does not cause a red flag when applying for business credit. This article is designed to help you avoid the pitfalls associated with business…

There are two major credit reports that apply to businesses, which are Duns and Bradstreet and Experian Business. Getting a credit report for a business is far easier than buying a personal credit…

As a small business owner, you have a right to obtain copies of your business's credit reports. Prospective lenders also can obtain your business credit reports to look at your business's bill-paying…

If you own a business, your business credit report will be the key that helps unlock the doors that can help you get money for the things that your business needs. Since most small businesses get paid…

Computer technology has made it easier to verify employment eligibility among numerous applicants. Follow these steps.